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Affordable Housing

More help through the Accommodation Supplement

Working for Families is making housing more affordable for people on low-and middle-incomes.  The Accommodation Supplement from Work and Income can help with the costs of your rent, board, mortgage and other essential housing costs.

Whether you can get the Accommodation Supplement depends on how much rent, board, or mortgage you pay, your personal circumstances such as your income and cash assets, where you live, and the number of people in the household.

You won't qualify for the Accommodation Supplement if your mortgage is with Housing Corporation or you rent from a social housing property. (Social housing properties are provided by Housing New Zealand and approved community housing providers.)

See how much you might get

You can calculate an estimate of the amount of Accommodation Supplement you may be entitled to by using our calculator.

Income limits for Accommodation Supplement from 1 April 2016

You could get an Accommodation Supplement if your weekly income before tax is under...
If you are... Area 1 Area 2 Area 3 Area 4
Single with no children $961 $781 $641 $561
A couple with no children $1,221 $1,081 $881 $801
Sole parent with 1 child $1,186 $1,046 $846 $766
Sole parent with 2 children $1,446 $1,206 $1,026 $846
A couple with 1 or more children $1,516 $1,276 $1,096 $916

Area 1

This table is a guideline only. Your Accommodation Supplement Area code will depend on your exact residential address. Please call 0800 774 004 for more information.

Northern Auckland Albany, Army Bay, Awaruku, Bayswater, Beachhaven North, Beachhaven South, Birkdale North, Birkdale South, Birkenhead East, Browns Bay, Campbells Bay, Castor Bay, Chelsea, Crown Hill, Dairy Flat-Redvale, Forrest Hill, Glamorgan, Glendhu, Glenfield Central, Glenfield North, Greenhithe, Gulf Harbour, Hatfields Beach, Hauraki, Kaipatiki, Kauri Park, Lake Pupuke, Long Bay, Mairangi Bay, Manly, Monarch Park, Murrays Bay, Mt Victoria, Narrow Neck, Northcote South, Northcross, North Harbour, Oaktree, Ocean View, Orewa, Paremoremo East, Paremoremo West, Pinehill, Red Beach, Rothesay Bay, Seacliffe, Silverdale North, Silverdale South, Stanley Bay, Stanmore Bay, Sunnybrae, Sunnynook, Takapuna Central, Target Road, Torbay, Tuff Crater, Unsworth Heights, Waiake, Waiwera, Westlake, Windy Ridge, Witheford
Central Auckland Abbotts Park, Akarana, Auckland Central West, Auckland Central East, Auckland Harbourside, Arch Hill, Avondale South, Avondale West, Balmoral, Blockhouse Bay, Eden Terrace, Epsom Central, Epsom North, Epsom South, Ellerslie North, Ellerslie South, Ferndale, Freemans Bay, Glenavon, Glendowie, Glen Innes East, Glen Innes North, Glen Innes West, Grafton East, Grafton West, Grey Lynn East, Grey Lynn West, Hamlin, Herne Bay, Hillsborough East, Hillsborough West, Kingsland, Kohimarama East, Kohimarama West, Lynfield North, Lynfield South, Maungawhau, Meadowbank North, Meadowbank South, Mission Bay, Mt Albert Central, Mt Eden East, Mt Eden North, Mt Eden South, Mt Hobson, Mt St John, Mt Wellington North, Mt Wellington South, Newmarket, Newton, New Windsor, One Tree Hill Central, One Tree Hill East, Onehunga North East, Onehunga North West, Onehunga South West, Onehunga South East, Orakei North, Orakei South, Oranga, Otahuhu East, Otahuhu West Owairaka West, Owairaka East, Panmure Basin, Parnell East, Parnell West, Penrose, Point Chevalier West, Point Chevalier East, Point Chevalier South, Point England, Ponsonby East, Ponsonby West, Remuera South, Remuera West, Roberton, Rosebank, Royal Oak, Sandringham East, Sandringham North, Sandringham West, Sherbourne, Springleigh, St Heliers, St Johns, St Lukes, St Lukes North, St Marys, Surrey Crescent, Tamaki, Te Papapa, Three Kings, Waiata, Waikowhai East, Waikowhai West, Waitaramoa, Walmsley, Waterview, Wesley, Westmere

Area 2

This table is a guideline only. Your Accommodation Supplement Area code will depend on your exact residential address. Please call 0800 774 004 for more information.

North Island
Wellsford Wellsford
Warkworth Warkworth
Snells Beach Snells Beach
Helensville Hellensville
Waiheke Island Waiheke Island
Waiuku South Waiuku, Waiuku
Western Auckland Armour Bay, Birdwood, Crum Park, Durham Green, Edmonton, Fairdene, Freemans Bay, Fruitvale, Glen Eden East, Glendene North, Glendene South, Green Bay, Henderson North, Henderson South, Herald, Hobsonville, Kaurilands, Kelston Central, Kingdale, Konini, Kumeu, Laingholm, Lucken Point, Matipo, Mcleod, New Lynn North, Opanuku, Otimai, Parrs Park, Ranui North, Rewarewa, Royal Heights, Royal Road West, Sunnyvale, Sturges North, Sturges South, Swanson, Tangutu, Taupaki, Te Atatu Central, Titirangi South, Waimumu North, Waimumu South, Waipareira West, Waima, Wakeling, Whenuapai West, Westgate, Woodglen, West Harbour,West Massey
Southern Auckland Aberfeldy, Ambury, Aorere, Arahanga, Ardmore, Beaumont, Beachlands-Maraetai, Bleakhouse, Botany Downs, Bremner, Bucklands and Eastern Beaches, Bucklands Beach South, Burbank, Burswood, Clendon, Clover Park, Cockle Bay, Dannemora, Dingwall, Donegal Park, Drury, East Tamaki, Edgewater, Elsmore Park, Favona, Ferguson, Flat Bush, Golfland, Grange, Half Moon Bay, Harania East, Harania North, Harania West, Hill Park, Hingaia, Homai East, Homai West, Howick Central, Howick West, Hyperion, Kilkenny, Kohuora, Leabank, Mangere Bridge, Mangere Central, Mangere East, Mangere South, Mangere Station, Manukau Central, Manurewa Central, Manurewa East, Mascot, Massey Park, Maungamaungaroa, Mellons Bay, Middlemore, Millhouse, Murvale, Ormiston, Opaheke, Otara East, Otara North, Otara South, Otara West, Pahurehure, Pakuranga Central, Pakuranga East, Pakuranga North, Papakura Central, Papakura North, Papakura South, Papakura East, North East Papakura, Papatoetoe West, Papatoetoe North, Papatoetoe Central, Papatoetoe East, Pigeon Mountain North, Pigeon Mountain South, Point View, Puhinui, Randwick Park, Red Hill, Redoubt North, Redoubt South, Rosehill, Rowandale, Runciman, Shelly Park, Sunnyhills, Takanini North, Takanini South, Takanini West, Totara Heights, Turanga, Viscount, Wairere, Wattle Farm, Weymouth, Whangapouri Creek, Wiri
Auckland region Algies Bay - Mahurangi, Awhitu, Bombay, Cape Rodney, Clevedon, Glenbrook, Great Barrier Island, Hunua, Karekare, Kaukapakapa, Kawau, Kingseat, Leigh, Little Barrier Island, Mangatawhiri, Maramarua, Matheson Bay, Meremere, Motutapu Island, Muriwai Beach, Onewhero, Otaua, Parakai, Patumahoe, Pokeno, Rakino Island, Rangitoto Island, Rewiti, Riverhead, South Head, Tahekeroa, Tauhoa - Puhoi
Pukekohe Bledisloe Park, Buckland, Eden Road-Hill Top, Opuawhanga, Paerata-Cape Hill, Pukekohe North, Pukekohe West, Redoubt, Tuakau
Tauranga Arataki, Bellevue, Bethlehem, Bethlehem East, Gate Pa Greerton, Hairini, Judea, Kairua, Matapihi, Matua, Maunga, Motuopae Island, Mt Maunganui North, Maungatapu, Ohauiti-Ngapeke, Omanu, Omokoroa Community, Otumoetai North, Otumoetai South, Papamoa Beach East, Papamoa Beach West, Poike, Pyes Pa, Sulphur Point, Tauranga Central, Tauranga Hospital, Tauranga South, Te Brookfield, Te Puna, Te Reti, Welcome Bay, Yatton Park
Wellington Adelaide, Aro Street-Nairn Street, Awarua, Berhampore, Brooklyn, Brooklyn South, Central Tawa, Churton, Churton Park, Greenacres, Grenada, Grenada North, Happy Valley-Owhiro Bay, Hataitai, Island Bay East, Island Bay West, Johnsonville East, Johnsonville North, Johnsonville South, Johnston Hill, Kaiwharawhara, Karaka Bay-Worser Bay, Karori East, Karori Park, Kelburn, Khandallah Park, Kilbirnie East, Kilbirnie West, Kingston, Lambton, Linden, Lyall Bay, Maupuia, Melrose, Miramar North, Miramar South, Mitchelltown, Mt Cook-Wallace Street, Mt Victoria West, Newlands East, Newlands North, Newlands South, Newtown East, Newtown West, Ngaio, Ngauranga East, Ngauranga West, Northland, Oriental Bay, Paparangi, Rangoon Heights, Raroa, Roseneath, Seatoun, Strathmore Park, Taitville, Tawa South, Te Kainga, Thorndon-Tinakori Road, Vogeltown, Wadestown, Willis Street-Cambridge Terrace, Wilton-Otari, Wright Hill
South Island
Nelson Aniseed Hil, Atawhai, Atmore, Bell Island, Best Island, Britannia Heights, Broads, Bronte, Clifton, Enner Glynn, Glenduan, Grampians, Hope, Isel Park, Kirks, Langbein, Maitai, Maitlands, Nayland, Nelson Airport, Ngawhatu, Port Nelson, Ranzau, Richmond North, Richmond South, Saxton, Saxton Island, Tahuna Hills, Tahunanui, The Brook, The Wood, Toi Toi, Trafalgar
Wakefield Wakefield
Brightwater Brightwater
Wanaka Wanaka
Arrowtown Arrowtown
Queenstown Earnslaw, Frankton, Kelvin Heights, Queenstown Bay, Sunshine Bay

Area 3

This table is a guideline only. Your Accommodation Supplement Area code will depend on your exact residential address. Please call 0800 774 004 for more information.

North Island
Taipa Bay-Mangonui Taipa Bay-Mangonui
Kaitaia Kaitaia East, Kaitaia West
Kerikeri Kerikeri
Russell Russell
Paihia Paihia
Whangarei Abbey Caves, Hikurangi, Horahora, Kamo East, Kamo West, Kensington, Mairtown, Maunu, Morningside, Onerahi, Otaika-Portland, Otangarei, Parahaki, Port-Limeburners, Raumanga East, Raumanga West, Regent, Riverside, Sherwood Rise, Springs Flat, Te Hihi, Three Mile Bush, Tikipunga East, Tikipunga West, Vinetown, Western Hills, Whangarei Central, Whau Valley, Woodhill
Whitianga Whitianga
Whangamata Whangamata
Thames Thames
Tairua Tairua
Waihi Beach Waihi Beach
Katikati Community Katikati Communty
Te Puke Community Te Puke East, Te Puke West
Matamata Matamata
Whakatane Allandale-Mokorua, Coastlands, Maraetotara, Ohope Orini Poroporo, Trident, Whakatane North, Whakatane West
Hamilton Bader, Beerescourt, Bryant, Brymer, Burbush, Chartwell, Chedworth, Clarkin, Claudelands, Dinsdale North, Dinsdale South, Enderley, Eureka, Fairview Downs, Flagstaff, Frankton Junction, Glenview, Gordonton, Hamilton Central, Hamilton East, Hamilton Lake, Hillcrest West, Horotiu, Horsham Downs, Huntington, Insoll, Kainui, Kaipaki, Lake Cameron, Maeroa, Melville, Nawton, Naylor, Ngahinapouri, Ngaruawahia, Ohaupo, Peachgrove, Peacocke, Porritt, Pukete, Pukete West, Queenwood, Riverlea, Rotokauri, Rototuna, Silverdale, Swarbrick, Sylvester, Tamahere-Tauwhare, Taupiri Community, Te Kowhai, Te Rapa, Temple View, University, Whatawhata, Matangi
Cambridge Cambridge Central, Cambridge North, Cambridge West, Hautapu, Leamington East, Leamington West, Pukerimu
Raglan Raglan
Te Awamutu Allen Road, Kihikihi, Kihikihi Flat, Lake Ngaroto, Te Awamutu Central, Te Awamutu East, Te Awamutu South, Te Awamutu West, Te Rahu
Rotorua Fairy Springs, Fenton, Fordlands, Glenholme East, Glenholme West, Hillcrest, Kawaha Point, Koutu, Kuirau, Lynmore, Mangakakahi, Ngapuna, Ngongotaha North, Ngongotaha South, Ohinemutu, Owhata East, Owhata South Owhata West, Poets Corner, Pomare, Pukehangi North, Pukehangi South, Selwyn Heights, Springfield, Sunnybrook, Utuhina, Victoria, Western Heights, Whaka
Taupo Acacia Bay, Central Taupo, Hilltop, Lakewood, Maunganamu, Nukuhau, Rangatira, Rangatira Park, Richmond Heights, Tauhara, Taupo East, Waipahihi, Wairakei-Aratiatia, Wharewaka
Napier Ahuriri, Awatoto, Bay View, Bluff Hill, Eskdale, Green Meadows, Hospital Hill, Maraenui, Marewa, Mclean Park, Meeanee, Nelson Park, Onekawa Central, Onekawa South, Onekawa West, Pirimai, Poraiti, Tamatea North, Tamatea South, Taradale North, Taradale South, Waiohiki, Westshore
Hastings Akina, Anderson Park, Bridge Pa, Brookvale, Camberley, Clive, Flaxmere East, Frimley, Hastings Central, Haumoana, Iona, Irongate, Karamu, Kingsley-Chatham, Lochain, Longlands South, Mahora, Omahu, Pakipaki, Pakowhai, Parkvale, Raureka, St Leonards, Te Mata, Twyford, Whakatu, Woolwich
New Plymouth Barrett, Bell Block, Bowden, Carrington, Fernleigh, Fitzroy, Frankleigh, Glen Avon, Highlands Park, Kawaroa, Lynmouth, Mangaoraka, Marfell, Marsland Hill, Merrilands, Moturoa, Mount Bryan, New Plymouth Central, Oakura, Omata, Paraite, Spotswood, Struan Park, Upper Westown, Welbourn, Westown
Feilding Feilding Central, Feilding East, Feilding North, Feilding West, Maewa, Oroua Bridge
Palmerston North Aokautere, Ashhurst, Awapuni North, Awapuni South, Awapuni West, Cloverlea, Highbury, Hokowhitu East, Hokowhitu Lagoon, Hokowhitu West, Kairanga, Kelvin Grove, Linton Military Camp, Longburn, Massey University, Milson, Palmerston North Central, Palmerston North Hospital, Papaeoia, Roslyn, Stoney Creek, Takaro, Terrace End, Westbrook, West End, Whakarongo
Kapiti Otaihanga, Paekakariki, Paraparaumu Beach North, Paraparaumu Beach South, Paraparaumu Central, Peka Peka, Raumati Beach, Raumati South, Waikanae East, Waikanae Park, Waikanae West, Waikanae Beach
Porirua Adventure, Ascot Park, Cannons Creek East, Cannons Creek North, Cannons Creek South, Discovery, Elsdon-Takapuwahia, Endeavour, Mana-Camborne, Onepoto, Papakowhai, Paremata-Postgate, Pauatahanui, Plimmerton, Porirua Central, Porirua East, Pukerua Bay, Ranui Heights, Resolution, Titahi Bay North, Titahi Bay South, Waitangirua
Upper Hutt Akatarawa, Brentwood, Clouston Park, Ebdentown, Elderslea, Emerald Hill, Heretaunga Park, Heretaunga-Silverstream, Maidstone, Maoribank, Moonshine, Pinehaven, Te Marua, Totara Park, Trentham North, Trentham South, Upper Hutt Central, Wallaceville
Lower Hutt Alicetown, Arakura, Avalon East, Avalon West, Belmont, Boulcott, Delaney, Eastbourne, Epuni East, Epuni West, Esplanade, Fernlea, Glendale, Gracefield, Haywards-Manor Park, Holborn, Homedale East, Homedale West, Hutt Central, Kelson, Korokoro, Manuka, Maungaraki, Melling, Moera, Naenae North, Naenae South, Normandale, Parkway, Petone Central, Taita North, Taita South, Tawhai, Waiwhetu North, Waiwhetu South, Waterloo East, Waterloo West, Wilford, Woburn North, Woburn South
Lower North Island Cloustonville, Kapiti Island, Makara-Ohariu, Mana Island, Maungakotukutuku, Mangaroa, Nabhra, Opiki, Otaki, Paekakariki Hill, Pencarrow, Tokomaru
South Island
Takaka Takaka
Motueka Motueka East, Motueka West
Blenheim Blenheim Central, Mayfield, Omaka, Spring Creek-Riverlands, Redwoodtown, Renwick, Springlands, Whitney, Witherlea, Woodbourne
Hanmer Springs Hanmer Springs
Woodend Woodend
Rangiora Rangiora
Christchurch Addington, Aorangi, Aranui, Avon Loop, Avondale, Avonhead, Avonside, Barrington North, Barrington South, Beckenham, Belfast, Bexley, Bishopdale, Bromley, Broomfield, Bryndwr, Burnside, Burwood, Camside, Casebrook, Cashmere East, Cashmere West, Cathedral Square, Chisnall, Clarkville, Dallington, Deans Bush, East Linwood, Edgeware, Ensors, Fendalton, Ferrymead, Hagley Park, Halswell East, Halswell South, Halswell West, Harewood, Hawthornden, Heathcote Valley, Hillmorton, Holmwood, Hoon Hay, Hoon Hay South, Hornby North, Hornby South, Ilam, Islington, Jellie Park, Kaiapoi North, Kaiapoi South, Kaiapoi West, Kaimahi, Kennedys Bush, Linwood, Mairehau, Marshland, Masham, Mcleans Island, Merivale, Merrin, Middleton, North Linwood, North Richmond, Northcote, Oaklands, Opawa, Papanui, Parklands, Phillipstown, Pines-Kairaki Beach, Prebbleton, Rapaki Track, Redwood North, Redwood South, Riccarton, Riccarton South, Riccarton West, Russley, Rutland, Sawyers Arms, Shirley East, Shirley West, Sockburn, Somerfield, South Richmond, Spreydon, St Albans East, St Albans West, St Martins, Strowan, Styx, Styx Mill, Sydenham, Templeton, Travis, Upper Riccarton, Waltham, Westburn, Westmorland, Wharenui, Wigram, Woolston South, Woolston West, Yaldhurst
Darfield Darfield
Lincoln Lincoln
Leeston Leeston
Rolleston Rolleston
Dunedin Abbotsford, Andersons Bay, Aramoana, Balmacewen, Belleknowes, Brighton, Broad Bay-Portobello, Brockville, Bush Road, Caledonian, Caversham, Concord, Corstorphine East, Corstorphine West, East Taieri, Fairfield, Forbury, Forrester Park, Fryatt, Glenleith, Green Island Central, Halfway Bush, Helensburgh, High St-Stuart St, High St-The Oval, Inner Peninsula, Kaikorai Hill, Kaikorai Lagoon, Kenmure, Macandrew Bay, Maori Hill, Mornington, Mosgiel East, Mosgiel South, Musselburgh, North Dunedin, North-East Valley, Opoho, Otago University, Port Chalmers, Ravensbourne, Raynbirds Bay, Roslyn North, Roslyn South, Sandymount, Sawyers Bay, South Dunedin, St Clair, St Kilda Central, St Kilda East, St Kilda West, St Leonards-Blanket Bay, Stuart St-Frederick St, Taiaroa-Cape Saunders, Vauxhall, Wakari, Waldronville, Wingatui, Woodhaugh, Wyllies Crossing
Alexandra Alexandra
Cromwell Cromwell

Area 4

For the purposes of Accommodation Supplement, any location that is not contained in Area 1, Area 2 or Area 3 is considered in Area 4.